Self-Service Consumer Tools
Professional documents drafted in minutes. No attorney required. Just answer a few questions and receive a ready-to-send letter or complaint.
Credit Error Letter Generator
Dispute inaccurate, outdated, or fraudulent items on your credit report with a legally-grounded dispute letter sent to the credit bureaus.
We'll ask about:
- Which bureau?
- Error type
- Account details
- Your contact info
Identity Theft Dispute Generator
Create a comprehensive dispute package to reclaim your identity — including fraud alerts, account dispute letters, and agency notifications.
We'll ask about:
- Fraudulent accounts
- Date discovered
- Agencies to notify
- Your contact info
Debt Validation Letter Generator
Demand proof of debt before paying — your right under the FDCPA. Stop collectors in their tracks until they verify the debt is valid.
We'll ask about:
- Collector name
- Debt amount
- Date of contact
- Your contact info
Billing Dispute Letter Generator
Challenge unauthorized charges, billing errors, and overcharges with a clear, professional dispute letter to the company and your bank.
We'll ask about:
- Company name
- Charge amount
- Date of charge
- Reason for dispute
Fraud & Scam Complaint Generator
Document your fraud case and generate complaint letters for the FTC, CFPB, and your state Attorney General.
We'll ask about:
- Scam type
- Amount lost
- How it happened
- Your contact info
CFPB Complaint Auto-Draft
Auto-draft a Consumer Financial Protection Bureau complaint in minutes — formatted exactly as the CFPB requires.
We'll ask about:
- Company name
- Issue type
- What happened
- Desired resolution
Attorney General Complaint Draft
File a state-level AG complaint against businesses that wronged you. We format it for your state's requirements.
We'll ask about:
- Business name
- Violation type
- State
- What happened
Legal Disclaimer: Consumer Advocacy Services is not an attorney, law firm, or legal services provider. No information provided should be construed as legal advice or a substitute for legal counsel. Use of these tools does not create an attorney-client relationship. You assume full responsibility for how you use this information.